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Welcome to Member Services
When the burdens of consumer debt become unbearable, we are here to help. We are a nonprofit consumer Education and Counseling organization committed to helping our members learn wise financial practices and budget their way out of debt. Members receive free education and counseling on budget planning, financial management, debt management, and the wise use of credit. Membership is free, and most of our services are offered to members free of charge. There is a reasonable cost associated with our debt management program.

Please Note: Please note that we do not offer credit repair services or debt settlement services. We also do not offer bankruptcy credit counseling. If you are contemplating bankruptcy, you may need to complete a credit counseling course prior to filing. We do not offer such courses and our programs will not qualify you to be able to file bankruptcy.

Education Center
Click below to learn more about the following topics:
  Financial Planning
  About Credit
  Budget Calculator
  Helpful Links
  Questions
Counseling
Counseling is free to members! Click a topic below to learn more about us and the counseling services we provide.
  Member Services
  Counseling

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